For Companies
Unlock Your Employees Potential
Provide your employees with instant access to financial support. Our AI-powered platform offers seamless, small loans using employment and salary data, ensuring your workforce is financially secure and more productive.
For Investors
Salary Advance Reimagined: Grow your portfolio by investing in salary guaranteed loans
Earn from an AI driven FinTech solution that eliminates the friction in the traditional salary advance process, thereby improving employee financial wellbeing. Your investment is protected by an employer guarantee of each loan taken.
How it works
Organization Onboarding
Partner with us and set up your company dashboard through a quick sign-up process.
Setting up is free and requires no integration work. Each member of your team wishing to take a salary advance can do so as soon as you set up, and enable their employee profile on your dashboard
Employee Access Activation
Employees register effortlessly, using secure employment verification to access their personal finance dashboard
Real-Time Credit Assessment
Our AI evaluates salary data to offer customized loan options, ensuring employees borrow within their means
Quick Loan Disbursement
Quick Loan DisbursementFunds are promptly transferred upon loan approval, providing immediate access to financial support with full transparency
Frequently Asked Questions
How does Paide.io benefit companies?
Companies can partner with Paide.io to provide their employees with quick access to loans, which reduces the pressure on the company’s cashflow, and helps it improve productivity and financial security.
How does the loan process work for employees?
Employees who desire a salary advance will receive a link via email from their employer’s administrator or HR manager. The link enables them to download Paide’s phone app through which they create an account using a secure verification process. Once their profile is verified, they receive customized loan options based on real-time AI assessment of their salary data.
What are the benefits for investors?
Investors can earn returns by funding AI-driven, frictionless salary advances that are protected by employer guarantees on each loan.
How does Paide.io ensure the security of the loans?
Loans are secured through employer guarantees, ensuring protection for both the employee borrowers and investors.
What is required for a company to onboard with Paide.io?
Onboarding is straightforward and requires no integration work. Companies simply create an account and upload their employee details using the company’s dashboard on Paide.io, after which employees can immediately start accessing services.
How quickly are funds disbursed to employees?
Paide.io offers quick loan disbursement, ensuring that funds are transferred promptly upon loan approval to provide immediate financial support.
What is Paide.io's mission?
Paide.io aims to transform the traditional salary-advance process using cutting-edge technology, providing employees with real-time, low-cost salary advance loans to ease financial strain.
What vision does Paide.io strive towards?
Paide.io envisions becoming the leading global marketplace for salary-guaranteed loans.
Who can benefit from Paide.io's services?
Paide.io is designed for employers seeking to offer financial wellness solutions and for employees needing immediate financial access, as well as investors looking for opportunities in salary-guaranteed loans.
How does Paide.io enhance the financial wellness of employees?
By offering seamless, transparent access to salary advances directly via a mobile app, Paide.io helps employees manage unexpected expenses without disrupting their financial stability.
What unique benefits does Paide.io offer to investors?
Investors enjoy benefits like guaranteed returns backed by employee salaries, flexible investment terms, and real-time analytics on loan performance.
How secure is Paide.io?
Paide.io ensures high security through full KYC registration, biometric verification, and compliance with financial regulations, safeguarding both borrower and investor interests.
How can companies integrate Paide.io into their operations?
Companies can easily integrate Paide.io with minimal setup, allowing them to offer this financial service as part of their employee benefits package.
What are the key features of Paide.io’s platform?
Key features include AI-powered credit assessments, mobile-first design, personalized loan options, and integration with employer HR systems for streamlined management.
How does Paide.io contribute to financial inclusion?
By providing easy access to credit for underserved employees, Paide.io helps bridge the gap in financial services, promoting broader economic participation.